July 18, 2001 By: Bob Buckham Website: First union online banking: We can save you money and make you money First Union Online Banking may not offer the best rates and fees in the U.S. While a number of the largest banks, such as First Union Online Banking, have gone to the Web to attract new customers and allow existing consumers to manage accounts online, not much else has changed, according to Bankrate.com's fifth semiannual Checking Account Pricing Study. To find out why, please read the following "one minute" explanation. If you wish to skip the explanation on First Union Online Banking and jump ahead and see the banks with the best rates and fees in the US, click Online Banking. Otherwise, take a few seconds to read the following information and decide for yourself. The study shows that these so-called "bricks-and-clicks" consider Internet access an added service, not an added value. These banks determine rates and fees for online accounts based on where you live. For example, if youyour account online and live in Atlanta, you get Atlanta-based fees and interest rates, while a customer living in California gets California-based fees and rates. That's why these banks ask customers where they live in one form or another. What to expect So, what can you expect if you decide toa new checking account online with one of these larger institutions, such as Bank One, Bank of America, Citibank, First Union, Fleet, Chase Manhattan, Wachovia and Wells Fargo? When you contact one of these institutions, one of the main questions the bank will ask is where you're from. Bank One and First Union, for example, will ask for your ZIP code. You'll then be given the same rates that you would receive if you'd walked into your hometown branch of the same institution. And the rates and fees for checking accounts in different states -- and sometimes, different counties within a state-- are often quite different. In addition, some institutions, such as Bank One and Bank of America, don't offer all of their accounts in all markets. Click here for more information on First Union Online Banking or to choose from a variety of related products and services. About The Author: Order an essay written by an expert#/a#essay writer#/a# right here! Bob Buckham is a successful author and publisher of .  Many industry observers have commented that his website offers the best recommendations, links and information about online banking.

 

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Merchant Accounts
Merchant accounts will allow credit card processing, giving you the benefit of being able to accept credit cards from any prospective customer and have the transaction completed at the time of purchase. Free merchant accounts can be found online and will save merchants thousands of dollars every year in credit card processing costs. More Merchant Accounts ...

Money Market Account
Money market accounts can be set up and managed online and you will appreciate the convenience of finding the best money market account available with Internet access. Since there is such a variety of money market funds for you to choose from you will need to review the specific features of each fund. More Money Market Account ...

Checking Account
Online checking accounts offer many benefits and with some that includes free checking. Checking accounts can be managed far more effectively and efficiently online. More Checking Account ...

Savings Accounts
Savings accounts vary considerably from one bank to another. There are a variety of choices for the type of savings account you choose like high interest savings accounts and individual savings accounts. More Savings Accounts ...

Online Bank Account
Internet banks offer such great features and benefits, it is no wonder so many people are using online bank services. Review all the options available to find the best online bank for your banking services. More Online Bank Account ...